The Cost of Waiting to Buy a Home

The Cost of Waiting to Buy a Home A lot of buyers right now have been waiting for the housing market to cool down. But waiting for just the right time to buy a home can be really tricky. Financial experts anticipate interest rates may start increasing in 2022. Add general property appreciation on top […]

4 Considerations Before Buying a Vacation Home in Florida

4 Considerations Before Buying a Vacation Home in Florida With Forbes Advisor reporting that the short-term rental industry is finally gaining some traction again, it’s worth considering investing in a vacation home, especially as a rental property. Data from Airbnb shows that between March and September 2020, occupancy rates in short-term rentals grew by 13% across 300 […]

CFI Ranks #1 in the Small Company Group on Orlando Sentinel’s Top Work Place List

CFI Ranks #1 in the Small Company Group – Orlando Sentinel’s Top Work Place List Altamonte Springs, Fla. (September 27, 2021) – Christensen Financial, Inc. (CFI) has been awarded a Top Workplaces 2021 honor by The Orlando Sentinel. The list is based solely on employee feedback gathered through a third-party survey administered by employee engagement […]

Additional Refinance Fees have been removed!

Refinance costs have been reduced! The Federal Housing Finance Agency (FHFA) recently announced an end to the controversial Freddie Mac and Fannie Mae adverse market refinance fee (guarantee fee). In 2020, the FHFA started charging this fee in response to the “increased costs and risks” of financial lending during the global pandemic of Covid-19. However, […]

How to Compete in a Seller’s Market

Tired of being outbid? Here’s How to Compete in a Seller’s Market Despite the global health crisis, competition is still tight in today’s real estate market. In fact, a recent report suggests that the real estate market will experience stiff competition, slashed mortgage rates, elevated prices, and low inventory for the rest of 2021. These market conditions […]

CFI Turns 20!

Top Orlando-based Mortgage Lender Celebrates 20th Anniversary Pandemic-Style Altamonte Springs, Fla. (May 1, 2021) – Christensen Financial, Inc. (CFI) celebrates 20 years of business in the mortgage industry this month. The family-owned company has grown from a local small business to a national name in the real estate sector. Earning several employer awards for company culture […]

Refinance Fees Have Been Postponed!

Refinance Fees Have Been Delayed until December! A few weeks ago, Fannie Mae and Freddie Mac’s announcement of a new guarantee fee (G-fee) for refinances shook the core of the housing industry. These fees will add an extra 50bps to refinance mortgage loans. That could be an additional $1500 on a $300k loan! The mortgage industry […]

CFI launches Mortgage Mobile App

Christensen Financial Launches Mortgage Mobile App Top Mortgage Lender Adds New Technology for an Even Smoother Borrower Experience Altamonte Springs, Fla. – Christensen Financial, Inc. (CFI) has partnered with Easy Mortgage Apps to roll out a dynamic mobile application for loan officers, referral partners, and borrowers. “We have seen the native mobile application play an […]

Best Companies to Work for 2020

CFI ranks in Florida Trend’s Best Companies to Work for in Florida list for the second year in a row! https://www.youtube.com/watch?v=HRQHdCDNUNk The Best Companies to Work for in Florida is a survey and awards program dedicated to identifying and recognizing the area’s best employers and providing organizations with valuable employee feedback. This is Florida Trends’ […]

Tips from an Insurance Expert: What to consider when Home Insurance shopping

Tips from an Insurance Expert: What to consider when Home Insurance shopping With hurricane season ramping up, we want to make sure our clients are protecting their greatest investment. Taking the necessary precautions such as boarding up windows, trimming branches, and clearing furniture from the yard is a good start. The next step is to insure […]