Refinance Fees Have Been Delayed until December! A few weeks ago, Fannie Mae and Freddie Mac’s announcement of a new guarantee fee (G-fee) for refinances shook the core of the housing industry. These fees will add an extra 50bps to refinance mortgage loans. That could be an additional $1500 on a $300k loan! The mortgage industry

Christensen Financial Launches Mortgage Mobile App Top Mortgage Lender Adds New Technology for an Even Smoother Borrower Experience Altamonte Springs, Fla. – Christensen Financial, Inc. (CFI) has partnered with Easy Mortgage Apps to roll out a dynamic mobile application for loan officers, referral partners, and borrowers. “We have seen the native mobile application play an

CFI ranks in Florida Trend’s Best Companies to Work for in Florida list for the second year in a row! The Best Companies to Work for in Florida is a survey and awards program dedicated to identifying and recognizing the area’s best employers and providing organizations with valuable employee feedback. This is Florida Trends 12th

Tips from an Insurance Expert: What to consider when Home Insurance shopping With hurricane season ramping up, we want to make sure our clients are protecting their greatest investment. Taking the necessary precautions such as boarding up windows, trimming branches, and clearing furniture from the yard is a good start. The next step is to insure

What Does Your Home Insurance Actually Cover? Hurricane season is from June 1st through November 30th. It’s always a good idea to check your homeowners insurance policy to make sure you’re properly protected. Here are some questions we think you should ask yourself and your Insurance Provider: Is your insurance policy enough to rebuild your

Business Opportunities for Real Estate Agents through COVID-19 As a Real Estate Agent, Spring is a peak selling season for you. With the market currently being affected by Coronavirus, we want to partner with you and help you continue to capitalize on the benefits of buying and selling in Spring. Here’s a quick update on

Coronavirus Vs. The Mortgage Industry: Should you buy now or wait? As you continue to get daily updates on how Coronavirus is affecting the mortgage industry, it may seem like buying a home at this time is not ideal. Before you call off your home purchase, it is important to do research to make an

If you’re a devoted renter or are on the fence about buying a home, have you considered the numerous tax breaks you could take advantage of if you were a homeowner? Renters have virtually no tax benefits, other than deducting home office space or property tax payments that are bundled into their lease agreement.  On

The buying vs. renting debate has been going on for some time, and the truth is — there are pros and cons to both sides. What’s most important is that you make your decision based on your short and long-term goals, as well as what’s right for your finances. The below chart compares the positives

The supply of ready, willing, able buyers is the highest in the Spring. Buyers typically get their income tax returns during the Spring and many intend to use that to put towards their down payment/closing costs. Another great thing about Spring is the weather! Days are longer so you have more time for house showings.

Tired of wasting money on rent and ready to build equity for your future? Then Let’s talk about the 3 steps to becoming mortgage ready! #1 Get to know your credit score Start by getting a free copy of your credit report at www.annualcreditreport.com. Review the report for any errors and know what factors determine